| Guarantor | Requirements |
|---|
| Civil Servants | From Level 12 upwards |
| Academic Staff of Higher institutions | From Asst. Lecturer upwards |
| Non-Academic Staff | From Level 10 upwards |
| Staff of licensed Financial Institutions and Multi-nationals | From Asst. Manager upwards |
| Staff of other registered and/or known Institutions | From Manager Grade upwards |
| Community Leaders | CDA Chairman, CDC Chairman, Royal Fathers |
| CAC registered and active businesses | Directors/Owners |